Top 10 Tips With ROOFING CONTRACTOR

There is no such thing to be over protective with regards to your home as well as your finances. There are numerous roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it is critical to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is really a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Make sure that your roofing contractor has workers compensation in order that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You end up paying to repair the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This will cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it’s almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A few months later you see a leak. You make an effort to contact the business, but can’t find their information. You make an effort to look them up by their business license and you find that there was never a small business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If they don’t have a license, it could be a sign that they have no idea what they are doing. The business could easily disappear or go out of business.

In hawaii of Utah, your roofing company must have a shingle license and an over-all roofing license to set up a pitched roof. A flat roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof without a roofing license if they have a general contractor license. However, there were a lot of cases of general contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners together with home owners. It is ideal for a general contractor to possess a roofing license along with their general contractors license.

In Utah, the number for a general roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the option to terminate their service immediately. You are not required to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to repair your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover your contractor didn’t pay his supplier and that you will be now responsible for that payment. This has happened and can eventually you.

commercial building protection : Be sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to safeguard the house or building owner from paying twice. In the event that you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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